:root {
  color-scheme: light;
  --navy: #13273F;
  --navy-deep: #13273F;
  --blue: #91ABDA;
  --blue-pale: #E5EAF2;
  --gold: #C19A32;
  --gold-pale: #F3E7C5;
  --cream: #F1E9DC;
  --paper: #F8F5EF;
  --ink: #13273F;
  --muted: #657087;
  --line: #e8e5dd;
  --green: #13273F;
  --shadow: 0 22px 60px rgba(39, 54, 99, .12);
  --radius: 24px;
  font-family: 'Roboto', 'Segoe UI', sans-serif;
  color: var(--ink);
  background: var(--cream);
  font-synthesis: none;
  text-rendering: optimizeLegibility;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; min-width: 320px; background: var(--cream); }
a { color: inherit; }
button, a { -webkit-tap-highlight-color: transparent; }
::selection { background: var(--gold); color: var(--navy-deep); }

.site-header {
  position: sticky;
  z-index: 20;
  top: 0;
  border-bottom: 1px solid rgba(19, 39, 63, .08);
  background: rgba(255, 250, 241, .9);
  backdrop-filter: blur(16px);
}
.nav-wrap, .container { width: min(1120px, calc(100% - 48px)); margin-inline: auto; }
.nav-wrap { min-height: 78px; display: flex; align-items: center; justify-content: space-between; gap: 24px; }
.brand { display: inline-flex; align-items: center; gap: 11px; text-decoration: none; }
.brand-essential { display: grid; gap: 3px; }
.brand-essential-name { color: var(--navy-deep); font: 800 1.38rem/1 'Clash Display', 'Roboto', 'Segoe UI', sans-serif; letter-spacing: -.075em; }
.brand-essential-name .brand-financer { color: var(--navy-deep); }
.brand-essential-name .brand-iza { color: #617da9; }
.brand-essential-caption { color: var(--muted); font-size: .52rem; font-weight: 700; letter-spacing: .13em; text-transform: uppercase; }
.nav-links { display: flex; align-items: center; gap: 27px; }
.nav-links a { color: #50596d; font-size: .88rem; text-decoration: none; transition: color .2s; }
.nav-links a:hover { color: var(--navy); }
.nav-links .nav-cta, .button-primary {
  display: inline-flex; align-items: center; justify-content: center; gap: 9px;
  min-height: 46px; padding: 0 19px; border: 0; border-radius: 999px;
  background: var(--navy); color: white; font-weight: 700; text-decoration: none;
  box-shadow: 0 8px 18px rgba(19, 39, 63, .16); transition: transform .2s, background .2s;
}
.nav-links .nav-cta:hover, .button-primary:hover { color: white; background: var(--navy-deep); transform: translateY(-2px); }
.button-secondary {
  display: inline-flex; align-items: center; justify-content: center; gap: 9px;
  min-height: 48px; padding: 0 20px; border: 1px solid rgba(19, 39, 63, .18);
  border-radius: 999px; background: rgba(255,255,255,.58); color: var(--navy);
  font-weight: 700; text-decoration: none; transition: transform .2s, border .2s;
}
.button-secondary:hover { border-color: var(--navy); transform: translateY(-2px); }
.arrow { font-size: 1.05rem; line-height: 1; }

.hero { position: relative; overflow: hidden; padding: 76px 0 88px; }
.hero::before, .hero::after { position: absolute; z-index: 0; border-radius: 50%; content: ''; pointer-events: none; }
.hero::before { width: 520px; height: 520px; right: -180px; top: -230px; background: rgba(145,171,218,.2); }
.hero::after { width: 310px; height: 310px; left: -200px; bottom: -220px; background: rgba(235,192,66,.15); }
.hero-grid { position: relative; z-index: 1; display: grid; grid-template-columns: 1.04fr .96fr; align-items: center; gap: 62px; }
.eyebrow { display: inline-flex; align-items: center; gap: 9px; color: var(--navy); font-size: .73rem; font-weight: 800; letter-spacing: .13em; text-transform: uppercase; }
.eyebrow-dot { width: 8px; height: 8px; border-radius: 50%; background: var(--gold); box-shadow: 0 0 0 4px rgba(235,192,66,.2); }
h1, h2, h3, p { margin-top: 0; }
h1, h2, h3 { font-family: 'Clash Display', 'Roboto', 'Segoe UI', sans-serif; }
.hero h1 { max-width: 620px; margin: 19px 0 20px; color: var(--navy-deep); font-size: clamp(2.6rem, 5vw, 4.45rem); line-height: 1.04; letter-spacing: -.065em; }
.hero h1 em { position: relative; z-index: 0; color: var(--navy); font-style: normal; white-space: nowrap; }
.hero h1 em::after { position: absolute; z-index: -1; right: -3px; bottom: 5px; left: -3px; height: 13px; border-radius: 3px; background: var(--gold); opacity: .8; content: ''; }
.hero-copy { max-width: 530px; margin-bottom: 27px; color: var(--muted); font-size: 1.07rem; line-height: 1.75; }
.hero-copy strong { color: var(--navy-deep); font-weight: 700; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 12px; }
.hero-footnote { display: flex; align-items: flex-start; gap: 9px; max-width: 500px; margin: 23px 0 0; color: #768096; font-size: .78rem; line-height: 1.55; }
.hero-footnote svg { flex: 0 0 17px; margin-top: 1px; color: var(--green); }

.finance-visual { position: relative; min-height: 410px; display: grid; place-items: center; }
.visual-orbit { position: absolute; width: 370px; height: 370px; border: 1px solid rgba(19,39,63,.12); border-radius: 50%; }
.visual-orbit::before, .visual-orbit::after { position: absolute; border: 1px solid rgba(19,39,63,.09); border-radius: 50%; content: ''; }
.visual-orbit::before { inset: 27px; }
.visual-orbit::after { inset: 57px; }
.visual-sun { position: absolute; width: 315px; height: 315px; border-radius: 50%; background: var(--gold); opacity: .5; transform: translate(28px, -10px); }
.dashboard {
  position: relative; z-index: 2; width: min(100%, 365px); padding: 23px;
  border: 1px solid rgba(255,255,255,.75); border-radius: 25px;
  background: rgba(255,253,249,.94); box-shadow: var(--shadow); transform: rotate(2deg);
}
.dash-top { display: flex; justify-content: space-between; align-items: center; gap: 12px; padding-bottom: 18px; border-bottom: 1px solid var(--line); }
.dash-overline { margin-bottom: 4px; color: #8790a1; font-size: .68rem; }
.dash-title { margin: 0; color: var(--navy-deep); font: 800 1rem 'Clash Display', 'Roboto', 'Segoe UI', sans-serif; }
.dash-badge { display: inline-flex; align-items: center; gap: 6px; padding: 7px 9px; border-radius: 999px; background: #edf4ee; color: #4e745d; font-size: .64rem; font-weight: 700; white-space: nowrap; }
.dash-badge i { width: 6px; height: 6px; border-radius: 50%; background: #77a386; }
.dash-chart { position: relative; height: 139px; margin: 20px 0 13px; overflow: hidden; border-radius: 15px; background: linear-gradient(180deg, rgba(145,171,218,.2), rgba(145,171,218,.025)); }
.dash-chart::before { position: absolute; right: 0; bottom: 27px; left: 0; height: 1px; background: rgba(19,39,63,.12); box-shadow: 0 -37px rgba(19,39,63,.09), 0 -74px rgba(19,39,63,.07); content: ''; }
.chart-line { position: absolute; right: 15px; bottom: 33px; left: 13px; height: 77px; overflow: visible; }
.chart-line svg { width: 100%; height: 100%; overflow: visible; }
.chart-label { position: absolute; top: 10px; left: 12px; color: #78849a; font-size: .64rem; }
.dash-bottom { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; }
.dash-metric { padding: 13px; border-radius: 14px; background: #f5f3ee; }
.metric-label { display: flex; align-items: center; gap: 7px; margin-bottom: 8px; color: #788196; font-size: .66rem; }
.metric-dot { width: 7px; height: 7px; border-radius: 50%; background: var(--blue); }
.metric-dot.gold { background: var(--gold); }
.metric-value { width: 72%; height: 8px; border-radius: 20px; background: #d5d9e0; }
.metric-value.short { width: 48%; background: #e5d28d; }
.floating-note { position: absolute; z-index: 3; display: flex; align-items: center; gap: 10px; padding: 12px 15px; border: 1px solid rgba(19,39,63,.08); border-radius: 15px; background: white; box-shadow: 0 12px 30px rgba(39,54,99,.1); color: var(--navy-deep); font-size: .76rem; font-weight: 700; }
.floating-note svg { color: var(--navy); }
.floating-note.one { top: 40px; right: 0; }
.floating-note.two { bottom: 41px; left: 0; }

.trust-strip { position: relative; z-index: 2; border-block: 1px solid rgba(19,39,63,.08); background: rgba(255,255,255,.45); }
.trust-items { display: grid; grid-template-columns: repeat(3,1fr); gap: 16px; padding-block: 20px; }
.trust-item { display: flex; align-items: center; justify-content: center; gap: 10px; color: #566079; font-size: .8rem; font-weight: 600; }
.trust-icon { width: 29px; height: 29px; display: grid; place-items: center; border-radius: 9px; background: var(--blue-pale); color: var(--navy); }
.trust-icon svg { width: 15px; height: 15px; }

.section { padding: 91px 0; }
.section-white { background: var(--paper); }
.section-blue { background: var(--blue-pale); }
.section-heading { max-width: 660px; margin: 0 auto 42px; text-align: center; }
.section-heading .eyebrow { margin-bottom: 14px; }
.section-heading h2 { margin: 0 0 14px; color: var(--navy-deep); font-size: clamp(2rem, 4vw, 3rem); line-height: 1.12; letter-spacing: -.055em; }
.section-heading p { margin: 0; color: var(--muted); font-size: 1rem; line-height: 1.7; }
.process-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 18px; }
.process-card { position: relative; padding: 27px; border: 1px solid rgba(19,39,63,.1); border-radius: 20px; background: rgba(255,255,255,.72); }
.step-number { width: 35px; height: 35px; display: grid; place-items: center; margin-bottom: 22px; border-radius: 50%; background: var(--gold); color: var(--navy-deep); font: 800 .82rem 'Clash Display', 'Roboto', 'Segoe UI', sans-serif; }
.process-card h3 { margin-bottom: 9px; color: var(--navy-deep); font-size: 1.02rem; }
.process-card p { margin: 0; color: var(--muted); font-size: .87rem; line-height: 1.65; }

.contact-panel { position: relative; display: grid; grid-template-columns: 1fr auto; align-items: center; gap: 30px; overflow: hidden; padding: 42px; border-radius: 26px; background: var(--navy); color: white; }
.contact-panel::after { position: absolute; width: 290px; height: 290px; right: 120px; top: -190px; border: 1px solid rgba(255,255,255,.13); border-radius: 50%; box-shadow: 0 0 0 28px rgba(255,255,255,.035), 0 0 0 58px rgba(255,255,255,.025); content: ''; }
.contact-copy, .contact-actions { position: relative; z-index: 1; }
.contact-copy .eyebrow { margin-bottom: 12px; color: var(--gold); }
.contact-copy h2 { max-width: 610px; margin-bottom: 10px; font-size: clamp(1.8rem, 3.5vw, 2.6rem); line-height: 1.12; letter-spacing: -.05em; }
.contact-copy p { max-width: 550px; margin: 0; color: rgba(255,255,255,.73); line-height: 1.65; }
.contact-actions { width: min(100%, 270px); display: grid; gap: 10px; }
.contact-button { min-height: 54px; display: flex; align-items: center; justify-content: space-between; gap: 12px; padding: 10px 15px; border: 1px solid rgba(255,255,255,.28); border-radius: 14px; background: rgba(255,255,255,.07); color: white; font-size: .82rem; font-weight: 700; text-decoration: none; transition: transform .2s, background .2s, border-color .2s; }
.contact-button:hover { transform: translateY(-2px); border-color: var(--blue); background: rgba(145,171,218,.16); }
.contact-button.whatsapp-button { border-color: var(--gold); background: var(--gold); color: var(--navy-deep); }
.contact-button.whatsapp-button:hover { background: #d0a83d; }
.contact-detail { color: inherit; font-size: .69rem; font-weight: 400; opacity: .78; text-align: right; }

.site-footer { padding: 29px 0; background: var(--navy-deep); color: rgba(255,255,255,.7); }
.footer-row { display: flex; align-items: center; justify-content: space-between; gap: 20px; }
.footer-row .brand-essential-name { color: white; }
.footer-row .brand-essential-name .brand-financer { color: white; }
.footer-row .brand-essential-name .brand-iza { color: var(--blue); }
.footer-row .brand-essential-caption { color: rgba(255,255,255,.56); }
.footer-copy { margin: 0; font-size: .72rem; text-align: right; line-height: 1.6; }

@media (max-width: 850px) {
  .hero-grid { grid-template-columns: 1fr; gap: 22px; }
  .hero-copy { max-width: 620px; }
  .finance-visual { min-height: 380px; }
}
@media (max-width: 620px) {
  .nav-wrap, .container { width: min(100% - 34px, 1120px); }
  .nav-wrap { min-height: 68px; }
  .nav-links { gap: 12px; }
  .nav-links > a:not(.nav-cta) { display: none; }
  .nav-links .nav-cta { min-height: 40px; padding-inline: 13px; font-size: .75rem; }
  .hero { padding: 54px 0 58px; }
  .hero h1 { font-size: clamp(2.45rem, 12vw, 3.55rem); }
  .hero h1 em { white-space: normal; }
  .hero-copy { font-size: .98rem; }
  .hero-actions { display: grid; grid-template-columns: 1fr; }
  .hero-actions a { width: 100%; }
  .finance-visual { min-height: 330px; margin-top: 1px; }
  .visual-orbit { width: 305px; height: 305px; }
  .visual-sun { width: 260px; height: 260px; }
  .dashboard { width: min(100%, 330px); padding: 17px; }
  .floating-note.one { top: 13px; right: -2px; }
  .floating-note.two { bottom: 13px; left: -2px; }
  .trust-items { grid-template-columns: 1fr; gap: 12px; padding-block: 16px; }
  .trust-item { justify-content: flex-start; }
  .section { padding: 66px 0; }
  .section-heading { margin-bottom: 29px; text-align: left; }
  .process-grid { grid-template-columns: 1fr; gap: 12px; }
  .process-card { padding: 21px; }
  .step-number { margin-bottom: 15px; }
  .contact-panel { grid-template-columns: 1fr; padding: 28px 23px; }
  .contact-actions { justify-self: stretch; width: 100%; max-width: none; }
  .footer-row { align-items: flex-start; flex-direction: column; }
  .footer-copy { text-align: left; }
}
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { scroll-behavior: auto !important; transition-duration: .01ms !important; animation-duration: .01ms !important; }
}
@media print {
  .site-header, .button-primary, .button-secondary, .site-footer { display: none !important; }
  body { background: white; }
  .section { padding: 32px 0; }
  .container { width: 100%; }
}

/* Rotinas, formatos e dúvidas */
.routines-section { color: white; background: var(--navy-deep); }
.routines-heading { text-align: left; margin: 0 0 38px; }
.routines-heading .eyebrow { color: var(--gold); }
.routines-heading h2 { max-width: 760px; color: white; }
.routines-heading p { max-width: 650px; color: rgba(255,255,255,.65); }
.routine-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; }
.routine-card { min-height: 212px; padding: 24px; border: 1px solid rgba(255,255,255,.12); border-radius: 19px; background: rgba(255,255,255,.035); }
.routine-icon { width: 40px; height: 40px; display: grid; place-items: center; margin-bottom: 19px; border-radius: 12px; background: rgba(145,171,218,.18); color: var(--blue); font: 800 1.15rem/1 'Clash Display', 'Roboto', 'Segoe UI', sans-serif; }
.routine-card h3 { margin-bottom: 9px; color: white; font-size: 1rem; letter-spacing: -.025em; }
.routine-card p { margin: 0; color: rgba(255,255,255,.62); font-size: .85rem; line-height: 1.65; }
.format-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 18px; max-width: 870px; margin: 0 auto; }
.format-card { position: relative; overflow: hidden; padding: 29px; border: 1px solid rgba(19,39,63,.12); border-radius: 22px; background: white; box-shadow: 0 14px 32px rgba(39,54,99,.06); }
.format-card.featured { border: 2px solid var(--navy); }
.format-badge { position: absolute; top: 0; right: 0; padding: 8px 13px; border-radius: 0 0 0 13px; background: var(--navy); color: white; font-size: .62rem; font-weight: 700; letter-spacing: .04em; }
.format-card-top { padding-bottom: 21px; border-bottom: 1px solid var(--line); }
.format-card-top > span { color: var(--navy); font-size: .68rem; font-weight: 800; letter-spacing: .09em; text-transform: uppercase; }
.format-card-top h3 { margin: 9px 0 8px; color: var(--navy-deep); font-size: 1.45rem; letter-spacing: -.055em; }
.format-card-top p { min-height: 48px; margin: 0; color: var(--muted); font-size: .84rem; line-height: 1.55; }
.format-list { display: grid; gap: 11px; margin: 22px 0; padding: 0; list-style: none; }
.format-list li { display: flex; gap: 10px; color: #556078; font-size: .84rem; line-height: 1.45; }
.format-list li::before { content: '✓'; color: var(--green); font-weight: 800; }
.format-note { margin: 0; padding-top: 16px; border-top: 1px solid var(--line); color: #7a8497; font-size: .73rem; }
.faq-wrap { display: grid; grid-template-columns: .72fr 1.28fr; gap: 66px; align-items: start; }
.faq-intro .eyebrow { margin-bottom: 15px; }
.faq-intro h2 { margin-bottom: 15px; color: var(--navy-deep); font-size: clamp(2rem, 3.5vw, 2.75rem); line-height: 1.12; letter-spacing: -.055em; }
.faq-intro p { margin: 0; color: var(--muted); line-height: 1.7; }
.faq-list { display: grid; gap: 10px; }
.faq-list details { border: 1px solid var(--line); border-radius: 15px; background: var(--cream); }
.faq-list summary { display: flex; align-items: center; justify-content: space-between; gap: 18px; padding: 19px 20px; color: var(--navy-deep); cursor: pointer; font: 700 .94rem/1.45 'Clash Display', 'Roboto', 'Segoe UI', sans-serif; list-style: none; }
.faq-list summary::-webkit-details-marker { display: none; }
.faq-list summary span { color: var(--navy); font-size: 1.35rem; font-weight: 400; }
.faq-list details[open] summary span { transform: rotate(45deg); }
.faq-list details p { margin: -4px 20px 19px; color: var(--muted); font-size: .86rem; line-height: 1.65; }
@media (max-width: 850px) {
  .routine-grid { grid-template-columns: repeat(2, 1fr); }
  .faq-wrap { gap: 34px; }
}
@media (max-width: 620px) {
  .routine-grid, .format-grid, .faq-wrap { grid-template-columns: 1fr; }
  .routine-card { min-height: 0; padding: 21px; }
  .routines-heading { margin-bottom: 27px; }
  .format-card { padding: 23px; }
  .format-card-top p { min-height: 0; }
  .faq-wrap { gap: 27px; }
}

.footer-copy a { color: inherit; text-underline-offset: 3px; }
.footer-copy a:hover { color: white; }

.format-price { display: grid; gap: 2px; margin: 20px 0 4px; color: var(--navy-deep); }
.format-price strong { font: 700 1.28rem/1.25 'Clash Display', 'Roboto', 'Segoe UI', sans-serif; }
.format-price small { color: var(--muted); font-size: .68rem; }
.format-quote { min-height: 46px; display: inline-flex; align-items: center; justify-content: center; gap: 9px; margin: 0 0 16px; padding: 0 18px; border-radius: 999px; background: var(--navy); color: white; font-size: .84rem; font-weight: 700; text-decoration: none; transition: background .2s, transform .2s; }
.format-quote:hover { background: var(--navy-deep); transform: translateY(-2px); }

:focus-visible { outline: 3px solid var(--gold); outline-offset: 3px; }